Best places to retire in Ecuador
For retirees, Loja ranks highest in Ecuador (retire score 62/100), balancing affordability, a mild climate and safety. The most affordable option is Salinas. Our retire score = 40% cost + 30% climate + 30% safety.
Top retirement cities in Ecuador
- Loja — retire score 62/100 (cost 54, climate 100, safety 33)
- Santo Domingo de los Colorados — retire score 60/100 (cost 53, climate 100, safety 30)
- Ambato — retire score 60/100 (cost 53, climate 99, safety 31)
- Latacunga — retire score 60/100 (cost 55, climate 96, safety 31)
- Quito — retire score 59/100 (cost 49, climate 100, safety 31)
- Cuenca — retire score 59/100 (cost 52, climate 98, safety 30)
- Portoviejo — retire score 58/100 (cost 54, climate 91, safety 30)
- Riobamba — retire score 58/100 (cost 54, climate 92, safety 31)
- Ibarra — retire score 58/100 (cost 54, climate 92, safety 28)
- Salinas — retire score 58/100 (cost 58, climate 88, safety 27)
- Esmeraldas — retire score 57/100 (cost 54, climate 92, safety 26)
- Manta — retire score 57/100 (cost 54, climate 93, safety 25)
Retire score weights affordability, climate comfort and disaster+crime safety. It does not include healthcare quality or retirement-visa rules — verify those separately.
FAQ
Where is the best place to retire in Ecuador?
Loja ranks highest in our retirement score (62/100), balancing affordability, mild climate and safety.
Is Ecuador a good place to retire?
Ecuador's best retirement city scores 62/100; the most affordable is Salinas (cost 58/100). We weigh cost, climate and natural-disaster + crime safety — not healthcare or visas, which you should check separately.
What's the cheapest place to retire in Ecuador?
Salinas has the lowest cost of living in Ecuador in our data.