Best places to retire in Philippines
For retirees, Baguio ranks highest in Philippines (retire score 73/100), balancing affordability, a mild climate and safety. The most affordable option is Baguio. Our retire score = 40% cost + 30% climate + 30% safety.
Top retirement cities in Philippines
- Baguio — retire score 73/100 (cost 62, climate 97, safety 63)
- Koronadal — retire score 68/100 (cost 62, climate 82, safety 61)
- Tagaytay — retire score 67/100 (cost 62, climate 80, safety 62)
- Pagadian — retire score 66/100 (cost 62, climate 78, safety 61)
- Zamboanga — retire score 66/100 (cost 60, climate 82, safety 57)
- Antipolo — retire score 66/100 (cost 60, climate 81, safety 60)
- Cotabato — retire score 66/100 (cost 62, climate 81, safety 55)
- Cebu City — retire score 65/100 (cost 60, climate 76, safety 60)
- Calamba — retire score 65/100 (cost 61, climate 80, safety 56)
- Tuguegarao — retire score 65/100 (cost 62, climate 74, safety 61)
- Davao — retire score 65/100 (cost 59, climate 84, safety 53)
- Butuan — retire score 65/100 (cost 62, climate 78, safety 55)
Retire score weights affordability, climate comfort and disaster+crime safety. It does not include healthcare quality or retirement-visa rules — verify those separately.
FAQ
Where is the best place to retire in Philippines?
Baguio ranks highest in our retirement score (73/100), balancing affordability, mild climate and safety.
Is Philippines a good place to retire?
Philippines's best retirement city scores 73/100; the most affordable is Baguio (cost 62/100). We weigh cost, climate and natural-disaster + crime safety — not healthcare or visas, which you should check separately.
What's the cheapest place to retire in Philippines?
Baguio has the lowest cost of living in Philippines in our data.
All cities in Philippines → Best places to retire worldwide →