Best places to retire in Montenegro
For retirees, Herceg Novi ranks highest in Montenegro (retire score 75/100), balancing affordability, a mild climate and safety. The most affordable option is Kotor. Our retire score = 40% cost + 30% climate + 30% safety.
Top retirement cities in Montenegro
- Herceg Novi — retire score 75/100 (cost 54, climate 100, safety 79)
- Cetinje — retire score 75/100 (cost 54, climate 98, safety 80)
- Tivat — retire score 75/100 (cost 56, climate 98, safety 78)
- Budva — retire score 74/100 (cost 54, climate 98, safety 78)
- Kotor — retire score 74/100 (cost 57, climate 92, safety 79)
- Bar — retire score 73/100 (cost 54, climate 97, safety 75)
- Podgorica — retire score 70/100 (cost 48, climate 92, safety 76)
- Nikšić — retire score 70/100 (cost 51, climate 87, safety 78)
- Pljevlja — retire score 70/100 (cost 54, climate 82, safety 79)
- Bijelo Polje — retire score 70/100 (cost 54, climate 81, safety 79)
Retire score weights affordability, climate comfort and disaster+crime safety. It does not include healthcare quality or retirement-visa rules — verify those separately.
FAQ
Where is the best place to retire in Montenegro?
Herceg Novi ranks highest in our retirement score (75/100), balancing affordability, mild climate and safety.
Is Montenegro a good place to retire?
Montenegro's best retirement city scores 75/100; the most affordable is Kotor (cost 57/100). We weigh cost, climate and natural-disaster + crime safety — not healthcare or visas, which you should check separately.
What's the cheapest place to retire in Montenegro?
Kotor has the lowest cost of living in Montenegro in our data.
All cities in Montenegro → Best places to retire worldwide →